When can I relax about my 100% rating

Question:

Hi Jim, I was wondering:  I'm at 100%, PT and have been for almost 17 years.  Do I need 20 years to be out of the woods?

Jim's Reply:

I'm not sure which woods you believe you're in after 17 years P & T? The 20 year mark isn't really as significant as some think. All that does is to protect your benefit if the law changes regarding that specific benefit, unless fraud is involved. That happens so rarely as to make the 20 year rule moot and it rarely comes into play. When changes are made, most are grandfathered in according to the era of service, so no changes happen to the vets benefits.