VA loan approval for home


Hi Jim, I am trying to find out how to get VA loan approval for manufactured home. My husband is in wheel chair and need handicap accessibility and space throughout the home.

Jim's Reply:

The VA doesn't approve or make loans, it guarantees a lender that if they finance you, the VA will help ensure that you'll pay the obligation. Your veteran can apply for a VA loan certificate at the same time you look for a lender to work with. The lender will use the VA home loan certificate as they qualify the veteran for a mortgage loan and that will ensure the best rates and terms and conditions for the vet. Once he's approved and begins the purchase process, then he can begin to apply to VA for disabled home improvement benefits to properly outfit the place for his needs. Good luck!