Jim, I am 100% P/T with no future exams. I've already enrolled my family in the CHAMP program. I guess my question is in the process of outside emergency care (ER, After hours, etc.) should I have additional coverage for myself or am I covered by the VA in the event I am unable to be treated at a VA facility due to above listed reasons. Thank you in advance. V/R Greg
You shouldn't need any extra coverage. Click here for a recently updated Fact Sheet about emergency care. I think this one may be labeled for a particular medical center but the process is the same everywhere.