Money & Debt

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Identity Theft: Self-Help Tools

Things you can do to restore your credit and avoid collections after someone has stolen your identity.
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A Servicemember’s Guide to Student Loan Interest Rates

Since August 14, 2008, the Higher Education Opportunity Act has also made it possible for servicemembers to use the SCRA to have their interest rate reduced to six (6) percent on federal student loans that were taken prior to their entry into active duty.

Overview of Servicemembers Civil Relief Act

A brief overview of SCRA legal protections for activated servicemembers, with links to more details.
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Tax Filing Tips and Tax Credits

Lots of money flows at tax time. And everyone wants a piece of it. Be smart and keep all of your refund. Here are our simple tips for holding onto your hard-earned money.
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Bankruptcy: Is it the right choice for you?

This is to help you to understand some basics about the bankruptcy laws and rules. This may help you to make a more informed decision about whether filing for bankruptcy makes sense for you.
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Combat-Injured Veterans Tax Fairness Act

The Combat-Injured Veterans Tax Fairness Act of 2016 is a law that may allow many combat-injured veterans to claim a refund or credit from the IRS.
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Sample SF-180

A sample version of form SF-180: Request Pertaining to Military Records
Photo credit: Seth Hays. An older white couple stands, hugging and looking at the camera.

Survivor Benefits Plan: Unexpected Expenses for Retroactive Retirement

The National Veterans Legal Services Program (NVLSP) created a flyer to provide information to veterans about the possibility of automatic enrollment in the Survivor Benefit Plan resulting in a veteran being charged for several back years of premiums. This information is for veterans receiving a retroactive retirement. 

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Should I Opt Into the Rapid Appeals Modernization Program (RAMP)?

The National Veterans Legal Services Program (NVLSP) created a flyer providing information to veterans deciding whether to opt into the Rapid Appeals Modernization Program (RAMP). RAMP is not a good fit for everyone. This information will help you decide if RAMP is a good fit for you. 

M21 Compensation Based on Individual Unemployability (IU)

Read for more information on M21 compensation based on individual unemployability (IU).