Money & Debt

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Don't Leave Money on the Table: Tax Credits and Public Benefits

Are you getting all of the tax credits and benefits you qualify for? Use our checklist to find out.
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Filing a Tax Return When Deployed

Your tax return must be signed to be valid. If you are married, then you and your spouse must both sign the return. However, if you are deployed, there are other options. If your spouse has a valid power of attorney to attach with the return, then he or she can sign for you. You can also use IRS Form 2848.
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Postponing a Lawsuit Against You

What if I am sued while on active duty?

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Benefits at Separation

This is a quick summary of several important benefits. The chart shows whether you may qualify, based on your discharge status.
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Cell Phone Contracts and the SCRA

The Servicemember's Civil Relief Act [SCRA] can be helpful if you need to cancel or change your cell phone contract because you are a servicemember who has received new military orders for more than 90 days to an area not supported by the contract.

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Dependency and Indemnity Compensation (DIC) for Surviving Spouses and Children

DIC is a tax-free monthly benefit paid by the VA to eligible survivors of the following:
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Credit and Debt Collection Overview

Consumer credit issues affect us all. Here are the answers to a few of the most commonly asked questions.
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Interactive Form - Letter to Request Lower Credit Card Interest Rate

As a member of the Armed Forces, Reserves, National Guard or other uniformed services, you have some financial protections for you and your family when you are called into active duty military service.

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Interactive Form - Letter to Request 6% Loan Interest Rate

When you go on active duty, it may be hard to keep up with all of your credit payments. This is especially true if you have loans with high interest rates. The Servicemembers Civil Relief Act (“SCRA”) may allow you to reduce your rate of interest on those pre-existing loans while you are on active duty. This federal law sets a maximum interest rate of 6%. (This includes service charges, renewal charges and fees.)
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Interactive Form - Collection Agency Stop Contact Letter

The Fair Debt Collections Practices Act gives you the right to send a letter to a collection agency telling them to stop contacting you. The letter can also point out billing mistakes and request verification of the debt (such as a copy of the contract that you signed).