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Credit Practices/Credit Reports

Credit and Debt Collection Overview

Consumer credit issues affect us all. Here are the answers to a few of the most commonly asked questions. What if I am sued on a debt? One common problem is being sued by a creditor, often by a credit card or utility company. If this happens to you, don't ignore the court papers you receive. Try to get legal help right away. At the very least, file a written answer with the court before the deadline.  If you do nothing, you will be "defaulted."  This means that the c more...

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Fair Lending Protections

Discrimination in mortgage lending more...

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Interactive Form - Letter to Request Lower Credit Card Interest Rate

As a member of the Armed Forces, Reserves, National Guard or other uniformed services, you have some financial protections for you and your family when you are called into active duty military service. more...

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Issue with Financial Product or Service?

If you have issues with your credit card, mortgage, credit reporting, debt collection, bank account or service, money transfer, payday loan, private student loan, or other consumer loan submit a complaint or call toll-free at (855) 411-CFPB (2372). more...

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Protecting Your Finances -- Info from the CFPB

Servicemembers, veterans, and their families … Are an attractive target for both good and bad lenders: Many lenders know the UCMJ requires you to maintain good finances. You are easy to find, so lenders are confident they can collect debts you owe. Your military pay represents a steady income that could be garnished. Military families often start young, leading to big money management decisi more...

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